Net Worth Trend
Monthly Cash Flow
⚠️ Action Items
Credits expiring soon & statuses to watchMonthly Cash Flow
Income vs. budgeted spendingIncome
| Source | Monthly |
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Expenses
| Category | Type | Monthly |
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Net Worth & Bank Accounts
Each account links to an institution| Account | Institution | Type | Class | APY | Balance | Linked autopay / deposit |
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Savings Goals
Progress toward what matters| Goal | Target date | Saved | Target | Progress |
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My Cards — Annual Fee ROI & Links
Cards you own or have access to · pick from the catalog when adding| Card | Network | Pays From | Grants Status | Affiliations | Fee | Credit Value | Net ROI | Verdict |
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Credit & Perk Tracker
✓ Check off each credit as you use it. Define credits in ⚙ Admin.| ✓ | Card | Credit / Perk | Company | Value | Cadence | Resets | Status |
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📅 Credit Calendar
Check off each credit as you use it — by month| Credit | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | YTD |
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A checkbox appears in each month a credit can be used (monthly = every month; quarterly/semi-annual/annual = in the period it resets). Checking it logs that you used it that month.
Loyalty & Elite Status
🔒 = auto-granted by a card (managed on the Cards tab). Add only your separately-earned status here.| Category | Program | Tier / Status | Status from | Balance | Expires | Notes |
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Subscriptions & Perks
Streaming, cell, memberships — paid or free via a provider| Service | Plan | Price | Billing | Monthly eq. | How you get it | Renews | Notes |
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🎂 Birthday Freebies
Free perks around your birthday| Brand | Perk | When valid | Status | Enroll | Redeemed |
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Family & Friends
People whose accounts you share or who cover costs for you| Name | Relationship | Linked accounts | Notes |
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Accounts & Benefits Shared With Me
Who holds it, who pays, and what you can use| Person | Account | Type | Who pays | Benefits you can use |
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⚙ Admin & Setup. The backend: the master institutions registry plus the structural definitions (cards, credits, earn rates, spend thresholds, annual passes) the everyday tabs draw from. Your day-to-day tracking — balances, checking off credits, statuses — lives in the other tabs.
Institutions & Companies
Master registry — banks, brokerages, networks, hotels, airlines, cruise, casinos, brands, parents. Everything links here.| Logo | Name | Category | Owner | Domain | Links | Notes |
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Cards
Create & configure your credit cards (issuer, network, pays-from, holder, status granted)| Card | Issuer | Network | Fee | Holder | Grants status |
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Card Catalog
Reference list of popular cards — click ＋ to add one you own| Card | Issuer | Network | Annual fee | Grants status |
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Card Credits & Perks
Define recurring credits per card (value, cadence, company). Check them off on the Cards tab.| Card | Credit / Perk | Company | Value | Cadence | Resets |
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Category Earn Rates
Points / cashback multipliers by spending categoryAll Earn Rates
| Card | Category | Rate | Notes |
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🏆 Best Card by Category
| Category | Best card | Rate |
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Highest raw rate per category. Points (x) and cashback (%) aren't directly comparable — judge by your own valuations.
Spend Thresholds
Annual spend that unlocks a higher-tier benefit| Card | Benefit unlocked | Threshold | YTD spend | Progress | Notes |
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🎢 Theme Park Annual Passes
Park · level · price · billing| Park | Pass level | Price | Billing | Annualized | Renews | Notes |
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Subscriptions Catalog
Common subscriptions (AMC A-List, streaming, delivery, warehouse) — click ＋ to add one you have; it prefills plan & price| Subscription | Provider | Price | Billing |
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Data is saved privately in this browser (localStorage). Use Backup to export a JSON file you can re-import anytime. Logos load from each institution's website domain.